Volume 25 Issue 12 2025 1. A REVIEW OF CORPORATE SPENDING ON SOCIAL RESPONSIBILITY IN THE INDIAN BANKING INDUSTRYDr: Suneetha NaisaPage No: 1-14DOI: 20.14118.Lotus.2025.V25I12.0012. Economic Recession Challenges and Indian Real Estate Investment ScenarioMrs. Padmaja IshwarajPage No: 15-28DOI: 20.14118.Lotus.2025.V25I11.0023. ANALYSIS OF CONSUMERS’ KNOWLEDGE AND USE OF ONLINE AND MOBILE PAYMENT METHODS IN THE RETAIL SECTORMrs.Suneetha NaisaPage No: 29-38DOI: 20.14118.Lotus.2025.V25I12.0034. Partial adoption of IFRS steering India to achieve growth in GDP – A Descriptive StudyACS Jyoti Mahajan, Prof. Sanjay Kumar Sinha,Page No: 39-53DOI: 20.14118.Lotus.2025.V25I12.0045. ANALYSIS OF A STANDARD CHARTERED BANK’S FINANCIAL RESULTS: A CASE STUDYDr. DEVARAJU VENKATA RAOPage No: 54-59DOI: 20.14118.Lotus.2025.V25I12.005